Open Question: When should I start applying for private student loans?

I have received my financial aid award letter from the college I plan on attending in the fall. You see, they’re not giving me much money. I will be receiving $11,050 for the 2010-11 academic year. Although I have many scholarships lined up to apply for and have applied to many others, should I go forth with applying for private student loans or should I wait until I receive word on the results of the scholarships? I ask, because the tuition and fees for the fall semester is due August 2nd, and I’m not sure how long the loan process takes. Also, it looks as though with tuition, fees, personal expenses, etc. it will cost about $45,000 for the next academic year. If I don’t get any scholarships, I will likely have to borrow about $30,000.
My mom will be my co-signer. Also, what are the best private student loans known to you?

Open Question: Does anybody know of a legit lender for personal loans if you have bad credit?

Hi,
I am in need of a personal loan of about $50,000; my husband and I have hit a few bumps in the road so we have bad credit but I would like to use the money to purchase a car which I am in dire need of and to pay off credit card bills so we can get back on track. I know there are many scams out there so if you know of a legit lender with decent interest rates I would appreciate your help. Thanks

Resolved Question: Can you answer my question regarding my son?

Please bare with me on this question. Its long, but kind of important. Lately my grown son and I haven’t got along- he is 22. I have tried to reach him but he refuses to answer my calls. One minute everything was fine and he had sent me a birthday present and the next minute he either ignores my calls or doesn’t even bother to talk to me two seconds and says he cant talk(in a rude way) and will call me,but never calls. This has me heart-broken. I know part of the reason why he has avoided me,he defaulted on a car loan which I co-signed on. Of course this upsets me,but not to the point in which it should ruin our relationship as Mother and Son. I have also been sending him any money I can to help him get through some tough times which he has pulled out of. He works steady and has his own place. He did stay for awhile with my Brother but this didn’t work out. I raised him as a single parent and I know for sure he is working steady and I think still has a girlfriend. His father abandoned him and never was in his life as a child. We have had are problems,however,this is the first time he is avoiding me. There were issues with him before(as a teenager) regarding discipline and being obedient to me. But he stayed with me until he was 21 after a brief period when he moved out and lived with roommates. This situation didn’t work out due to all of them lacking in responsibility and not paying their bills. But when he lived with me, he worked full time and helped pay some bills. I gave him freedom and only asked that he not abuse alcohol while drinking. And he seemed to have his life together when he was working a lot. But now this. Can you offer your opinion to a sad Mother? And how do I let him know that this behavior is unacceptable and disrespectful without losing him completely? Oh by the way I will be moving back to my home state next year to live near him. This move was due to personal family reasons(a death in the family) and I have decided to stay her to attend school before returning home. So I would lkike to clkear these problems up between us.

Open Question: Having trouble getting a personal loan with bad credit, is there any help?

Open Question: Does anyone know where I can get a loan in Calgary, AB?

I need a $25000 loan for my credit cards, and the bank has refused me! My partner and I make $67000 combined and can pay up to $800.00 per month on this loan. We would like to hear if anyone has obtained a personal, unsecured loan from a company who did not scam them.
Thank you!

Open Question: I Have A Couple Of Questions About Opening A Bank Account..?

Ok, Im 19 and Im Opening Me up A Bank Account this Saturday with SECU credit union And After I Open The Account I Was Wondering If I Can Get A Secured Personal Loan Of At Least $3,000 To Purchase A Car From A Private Owner. And I Was Goin To Use The Car Im Buying As Collateral, Keep In Mind That This Is My First Bank Account And I Have No Previous Credit History At All. Do I Have A Good Chance Since Im Gonna Be A Member Of The Credit Union And Im Gettin Direct Deposit So They’ll See My Money Before I Do. Thnx

Open Question: is there any finance companies in ny state that offer personal loans regardless of credit rating?

Open Question: Is it possible to get a personal loan with bad credit and no bank account?

Open Question: I want to get a personal loan here in Abu dhabi that requires less than 3,000AED salary,anyone knows where?

company that are base here in Abu Dhabi,UAE and does not require any non residential certificate fees.

Open Question: Financial aid was too little, told to do an appeal?

I will be a freshman in college next year. I was given $17000 in grants and a total of $25000 with federal grants. The school is $57000 a year and $25K is practically nothing – I would have to take out $32000 in private loans. My parents 2009 income tax had my mom’s wages and 6-months of my dad’s wages (he was laid off). So during the 2010-11 school year, my father will be unemployed and my mother will be part time. I also have medical expenses that need to paid off. I called the financial aid office and they told me to write an appeal. I have no idea what that is how to write one. The school also has a form that I can fill out with my parents 2010 expenses and they can award me more money, that is if they think I qualify. The financial aid lady told me the Special Circumstances form is better, but I really don’t know if I should believe her. She seemed mean. Basically, what is an appeal and what are my chances of getting more money, way more money? Should I fill out the Special Circumstances form instead? Do you guys have any tips or personal experience like this? I need all the help I can get. Thanks a lot!

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