Open Question: I want to pay off my house, the fastest way possible. Question about a loan. People with experience ONLY!?

Hey everybody, ive lived in my house for 10 years already. techniqually its my moms house but she moved back to germany and left the house under my name. The total balance left on the mortgage is 50,000. Yet im still paying a mortgage of 1400 dollars a month. i havent taken out a second loan on the house and im still trying to figure out why im paying so much.

i want to stop paying so much! Ive contacted mortgage companies and they all want me to refinance the 50 k over a longer period of time like 15 or 30 years. I DONT WANT TO still be paying my house 30 years from now. so what do i do?? What other types of loans are there. I have good credit and was wondering if taken out a personal loan of 50k and paying off the house with that money is a good idea?

Im 23 and im pretty stumped. This is my first house, and really i just want to pay it off so i can rent it out and get the heck out of here.

Please answer this question ONLY if you have first experience with loans or mortgages or if youve gone through a similar situation.

Open Question: can i get a personal loan?

i have applied for a 8,000 loan with my bank, i have about 1.200 worth of defaults for electricity, austar and radio rentals i have started to pay off two off them in the last couple of weeks. i want to loan the money for a car and to pay off my debts. is it likley i will get the loan??

Open Question: does a mobile phone contract credit check affects ones credit score?

I have got a good credit, never been declined for credit cards in the past, always pay bills on time, am planning to apply for a personal loan from my bank in a couple of months time from now, so if i go for a mobile contract they gonna run a credit check…i just wanted to know how exactly is it gonna affect my credit score? How many points will get dropped? Is it gonna be a good idea to apply for a mobile contract when i am planning to apply for a loan…or is it okay that one standard credit check will be fine for me? Please Help! Thanks!

Open Question: how can i get a personal loan without a bank account an bad credit?

i need a small prsonal loan to catch up my home bills how do i get approved without a bank account an bad credit reports

Open Question: I want to take a student loan but my Dad has a poor credit record (India)?

A couple of years back we went through some pretty rough times. Had loads of credit card debt and personal loans etc. Thank god all that is cleared up now, but my dad still has a poor credit record. I wanted to take a student loan and according to the bank rules an earning parent has to be a co-borrower. My mom is a homemaker so I can’t get her to be a co-borrower.

But I really want this loan… and we are in the position to repay it all. But I need the money urgently because the course starts soon and I need to pay it up before my admission is cancelled.

What can I do to move around the situation? I really need help!! thanks

Open Question: Help…. Bank Loan question….?

I want to take out a $5,000 loan for a camp what I want to attend next summer. It’s a camp that prepares you for college. What type of loan should I get? What are things I need to know?

My bank is PNC.
Their loan information

https://www.pnc.com/webapp/unsec/Solutions.do?siteArea=/pnccorp/PNC/Home/Personal/Loans/Education+Loans

And this is the camp that I’ll be attending.

http://www.fitnyc.edu/3204.asp

THANKS!!!!!!

Open Question: As conservatives often bring up responsiblity with home loans,etc but what about business loan responsibility?

I’m talking about what I’ve often seen many conservatives including both the republicans and libertarian say about responsiblity such as concerning debts or loans which I’ve seen many them often say ‘people should be personally responsible’.

Well then it could be asked what about the ‘personal responsibility’ of businesses and the loans they get?
For example what about all the enormous amounts like the billions and billions in dollars banks have loaned out to CEOs and other wealthy business people for businesses such as huge apartment or condominium complexes that went bankrupt? What about the ‘personal responsibility’ of wealthy business people for loans for malls that have empty stores? That’s just a couple example of business loans gone bad out of many, so that’s why I ask – As conservatives often bring up responsiblity (especially ‘personal responsibility’ concerning things such as home loans, credit cards, etc – what about the ‘personal (financial) responsibility’ of wealthy business people and huge corporations?

Why should middle class and poor people be more ‘responsible’ but wealthy people shouldn’t have to be?

Why should poor and middle class people be more responsible but yet have to bail out wealthy people and corporations?

Which btw, I’m not just talking about banks being responsible, because they obviously should, but since there’s been many conservatives who’s shifted blame from the banks for mortgage loans to middle class and poor people who got laid off their jobs they had with corporations with wealthy CEOs, as I’ve seen implied –
I’m asking then – what about the loans banks have given for huge malls, huge condo and apartments complexes – who should be responsible about those?

Open Question: About Personal Loans?

Hey! I’m just wondering what banks would be good to get a personal loan from? I’m moving about 10 hours away from my state right now and I need to cover a lot of ground. If you know any banks that are good for personal loans let me know! Thanks =]

Open Question: Need loan urgently – Only lenders from Singapore?

Looking for loan – For Business and Personal

Open Question: Where can i get funding for a new business? UK?

Okay. I have an idea to start up a cleaning business. My company will offer domestic and commercial cleaning, aside other small tasks, locally. My company will use eco-friendly products and recycle where possible.

I have no personal capital, as i am only 20 years old, but have compiled a detailed business plan and strongly believe that this will work. The company will require low start-up funds of £2500 and will initially be ran from home. The costs are for uniform, a website, insurance, supplies and stationary (Letterheads, business cards)

I know my market and predict the company making a profit of around £25k in the first year, rising to £75k by year four.

I would prefer a grant as i don’t want to start business in debt. I have a poor personal credit score. (Defaulted on a bank account and small arrears, my total debt is less than £2000) but if banks offer loans to businesses despite this, then i’d be happy to do so.

I just want to get the business running, i know there is a gap in the market locally and intend to break into it.

My USP is based around trust.

Any views, opinions are welcome, but i do need to work out how to get funding to get the business off the ground.

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