Open Question: is springleaf financial services a scam?
April 30, 2011 by
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im trying to get a small personal loan to pay my rent since i’ve been laid off and was wondering if Springleaf Financial service is real or just a scam?
Open Question: Co-signing Business auto loan?
April 30, 2011 by
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I am looking into co-signing when my father is purchasing a cargo van under his corporation name. I understand that I will be a guarantor of the loan and that it will affect me when his business fails to make the payments. However, my question is whether this auto loan account will show up on my personal credit file. One dealer said it wouldn’t and the other said it would. I am not sure who’s right.
Open Question: Do you need to have a down payment for an unsecured personal loan with a private lender?
April 30, 2011 by
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Open Question: Personal Loans (HELP)?
April 29, 2011 by
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need help finding a private lender or loan shark. Please only answers that have legitimate answer for me as I am truly needing some direction here. I have terrible credit and im willing to pay high interest, i have a good job and checking account. serious responds only, I don’t have time to be wasting! I really need Help getting a real loan. if you could help then respond….
Open Question: Financial aid problems. Please help?
April 29, 2011 by
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I’m currently enrolled in a county college and already got accepted into a 4 year university. Ever since I’ve started school, I never got financial aid, justa scholarshop, but that scholarship is already expired so I don’t have it anymore. The thing is, my family doesn’t have money and we’re living off loans now. Every time we do our fafsa, we never get financial aid. We have two houses, but that doesn’t mean we’re rich. the only reason why we have two houses is because my grandmother(RIP) at the time was going to lose it and she needed assistence. We’ve been trying to sell it and nobody can buy it and we even lowered the price a lot so that someone can just buy it already because it’s eating away at my parents bank account. We literally have no money, I only have 9 bucks in my bank, because I’m full time student and school is a job in itself for me as it is. But I just did my fafsa and the only goddam thing we got is loans, NO FINANCIAL AID. Nothing. I hate loans and I don’t want my family or me spending the rest of my life paying off a loan when clearly we are in financial need. It’s $20,000 a year in that school. Technically speaking, I can’t afford to go to school without financial aid and I hate my parents wasting their money, I don’t want them to, they shouldn’t have to if they don’t have the money. What is wrong with the government, they see how much we have in our bank accounts, but all they see is the goddam second house and automatically think, “OH these people have money, but they have so little in their banks, but still, they have a second house. That still makes them rich” And my dad even sent a letter to them explaining the second house but nothing, they don’t care :””[ I don't know what to do, I'm trying for scholarships like crazy and I'm honestly stuck with school, and university papers and now financial stuff and my own personal problems and it's all too much. Please can someone tell me what i can do, like maybe I can send proof of something or a letter. What is wrong with them?!
@PW: WE DO NOT HAVE THE MONEY. I don't live in luxury, I live in a very urban setting, I can't buy my favorite clothes, in fact I can't even buy anything because we need every single dime and penny we have. it ALL counts. I only have 9 dollars in my bank account, and 100 in my money market, I don't work since school is my own full time job now. Parents only have 1,800 dollars in the bank [which is nothing] everything we buy has to be by loans not including all the court issues we have that is wasting even more of our money. Just because we own two houses DOES NOT make us any richer than anyone else, that’s what everyone thinks automatically. It’s an empty house and we’ve had everything taken from us from that house. No one lives there, we simply check up on it to make sure nobody has broken in or anything. If we really did have the money to keep it, we’d be using it, but we’re in such desperate need to get rid of it because it’s impeding us from getting any financial aid[ripping us of
Open Question: Financial statement for a bank loan?
April 29, 2011 by
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my dad is co signing a personal loan for me and i was told they needed a financial statement from him. what exactly do they mean and how does he get one for me?
Open Question: Canada Equifax Credit Report Explain?
April 29, 2011 by
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hey What is up big boys n girls, my name’s Eason,and you know I’ve just received a free mail on my credit report from Equifax and I don’t understand a shi*t
I got that————
name
add. city etc
————–
then we have——–i got this too,
CONFIDENTIAL INFO.
NOT TO BE USED FOR..
RE: EQUIFAX REF. NUMBER 123123123123123
—————————————————————-
(but then, under the personal identification information section)———————-
Dear XXX XXX
PERSONAL IDENTIFICATION INFO:
Name: XXX XXX
address current:… …
address previous… …
D.O.B
Telephone*** 123-123-1234 EXTNL , TYPE: MOBILE,
The telephone number was first reported on 2010/09/23 and was last received on 2011/04/20.
Telephone: 234-234-2345 EXTN: , TYPE: ,
The telephone number was first reported on 2010/08/31 and was last received on 2011/04/12
———————————————————————————–
QUESTION: why do i have 2 numbers? I never remeber I had an emergency contact or something, and I checked the number, It was a “not too close” friend of mine, we talk maybe only twice a year, the relationship has never been too close, which is BAD in this case, why in the blue hel* that his number is on my report?
I wrote a letter and mailed it to Equifax saying I feel threatened and since Im the sole processor of all the information listed above, I request to remove this “who ever it is ” guy on my list, but Equifax replied me today (20 days after mailing) by just sending me another copy of my report!
what is that ” EXTN: ” mean? what does that “Last reported on… mean? ” does it mean he is spying on my report all year long? everytime I order a credit report, or do something, he knows?!
Geezus! I shall I do? Im I being ripped off? would this guy buy a house or apartment or something by using my credit to get a bank loan? or car lease? I am so worried!!
will I end it up by having a bad credit history? maybe he can ruin my history ?can he steal my money ? how the hel* can I remove him, like TOTALLY, who do i suppose to talk to?
I thank you for your time to read in advance, and any useful help would be very much appreciated.
Thank you very much
All the bests,
Eason
Open Question: i want to take personal loan…….?
April 29, 2011 by
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i want to take personal loan so which bank provide loan around 50,000 with minimum interest rate ….
and minimum EMI.
Open Question: Maths Question to do with interest!!!?
April 29, 2011 by
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A bank is willing to grant you a personal loan at 11% p.a. compounding quarterly over 3 years. If you pay this back in quarterly instalments will your $500 per month be enough to cover this? You must use your $6000 as a deposit.
The car is worth $12,990. Please explain. Thankyou thankyou ![]()
Im not sure if it reduces it to 6990 or not, The question I put up there is what came up on the maths assignment that I have and Im really stuck.
Thanks heaps
Open Question: $2500 personal loan to people with little credit?
April 29, 2011 by
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I need the loan for attorney fees. I recently started working on my credit in September of last year so theres little credit history, but the payment history that it does show is excellent. I’ve tried one lender and they said my history was still rather new and i didnt qualify. Does anyone know a lender that will give that type of loan unsecured?

