Resolved Question: When you’re married, is it hers, his or our money?

This is not my situation, but it is for a very dear friend of mine:

Both were in previous relationships and widowed. They were friends for 3 months, she loaned him $20,000 to save his house from foreclosure, which he has paid back only $4700 of the loan. Neither is good with money. They married last April and have since kept separate checking accounts. She paid the bills while he lived with her, and he paid the bills for his house that he’s renting–but the renters have defaulted so he doesn’t have the money for the bills anymore. She lost her job and has depleted her savings completely paying for both household bills. He is the only one working and is now paying both household bills, but refuses to tell her his checking balance or even how much he makes. The utilities are now being shut off at their house. She is pawning her possessions, but is running out of stuff.

The question is, should he put her on his account and allow her access to what he thinks is his money? She has to ask for money for personal items, like deodorant, and is asked to pay the bills around town that he has with the cash he gives her, but her name is not on those bills so she can’t even get information on those bills either.

(Trust me, I know this is a screwed up situation, but neither is willing to commit to counseling.)

Resolved Question: Information on starting a small business in scotland.?

I am looking for information on starting a small business in scotland.
I have already done all of the market research and know that the area I am looking to open this hop has not other shop like it, and due to the Universitys in the area it is a wanted shop.

The problems I am having are finding out how much start up money I should aim to have, what kind of loans do i look at as some personal loans seem to be better than business loans.
How do I learn how to write a business plan?
I have been researching all of these things but I have ended up with folders full of info that will take forever to go through and people on here always give answers that are understandable.,
So if you have any information, personal experiences on opening your own etc i would be very grateful!

Resolved Question: Does the republican party hold America hostage by refusing to raise the debt ceiling?

Does the Republican party really want U.S to default on their loans? and for what? Their personal political reasons?

Resolved Question: where can i get a personal loan with little credit?

my credit isn’t bad, its 690 something. but im only 19 so i don’t have much credit. i need a personal loan to repair a very sentimental car i totalled that insurance wont cover and to consolidate a little of my other debt. im in the military so i don’t make much but my other expenses are minimal. i need about $15000. where can i go?
wrong place, my bad.
but answers are still welcome

Resolved Question: Im leaning McCain right now, am I wrong?

Ive been reading a lot about the two candidates and put down my reasons on why I would want to vote for them, I don’t really care about Gay marriage or Abortion because they don’t effect me and my family, below are the reason I would vote for each candidate and how these issues would effect me and my family either now or down the road.

PRO McCain Reasons

* He is going to double the Personal Tax Exemption for Dependents, so that means more money for us for my kid and any other child we have.
* He is proposing that we build 45 new nuclear power plants, my company specializes in nuclear power plants and is the Greener Way to produce Electricity. Obama also has a similar approach but its not as aggressive.
* I think our Commander and Chief of the Military should have some Military Experience.
* McCain’s average tax breaks would benefit our total income bracket more than Obama’s, if we made less money Obama’s would benefit us more.
* He is going to keep the Bush Tax rebate check that we received, I did think getting that check this year was pretty awesome.
* He is in favor of implementing an act that will allow a employee to take 12 weeks of unpaid leave for family medical reasons without being penalized by their employer. Umm that’s pretty awesome. He also sponsored the Family Friendly Workplace Act which sought to allow employers to provide more flexible work schedules to help balance work and family.

PRO OBAMA Reasons

* His health care plan is a lot better, his plan guarantees affordable health care and it only raises the national debt slightly higher than McCain who only offers a $5,000 tax credit. I currently have decent health care, but I think it could be better.
* He is going to tax the rich more to fund Social Security. McCain is going to give the employer the option to invest or not. This is kind of a wash as it effecting me, but for people who don’t have any 401K’s its helpful.
* He opposes the war in Iraq, but I’m not sure if we should pull out right now. Maybe this isn’t a pro
* Better Illegal Immigration and will crack down on employers who hire illegal immigrants.

BOTH PRO OR NOT
* Both have a great environmental approach to reduce emissions and help the environment. McCain has a great plan that rewards auto makers to create environmental safe car batteries and safer emissions. The League of Conservation Voters has given Obama the highest lifetime rating of anyone currently running for president.
* Education – McCain supports vouchers that favor private schools while Obama doesn’t, McCain voted against increasing federal student loans and Pell grants and expanding eligibility for financial aid. I support the voucher but not the vote against increased student loans.

I decided to look and read about both of their pasts and found out that McCain is a pretty bad *** dude. He grew up as a Navy brat and bounced around like many of them did. He and his brothers and sisters followed in their fathers footsteps and joined the navy. He went to the Naval Academy, He butted heads with authorities and was popular among his classmates for doing so as well as not putting up with bullying. He ranked low in his class despite his high intelligence. He married a model with two children and adopted them, she got into a car accident and stayed with her for over 15 years before asking for a divorce. He was a career military man and I heard about him crashing in North Vietnam and being a prisoner of War and being tortured for almost 6 years, but didn’t know the extent of what really went on. The guy has more scars than Frankenstein and has been through everything you can possibly imagine. I now feel bad for making fun of the way he
looks and his robotic like moves, the guy is lucky to be alive let alone stand up. He has received many of the highest achievements and awards the military offers. He has been on many House Committee’s and has alot more experience than Obama. He has made some mistakes in his past but has done more than enough to makeup for them. He is a guy who has a bad temper and doesn’t always go with the grain, that is why he is known as a maverick and probably the closest thing to a democratic republican. The dude is 71 years old and has either been through or seen everything.

Obama early life is probably the exact opposite of the way McCain grew up. He lived in Hawaii most of his life going to public schools although he did live in Indonesia for 4 years from ages 6-10. He didn’t really know his Dad who was a foreigner from Kenya and his mother stayed in Indonesia with is step father, he was raised mostly by his grandparents. He admits to doing drugs like pot and cocaine back in the day and admits its his greatest moral failure. He moved to LA for college, transferred to Columbia, traveled, went to Law School and was your typical average young adult who strives and accomplished alot with out a successful family

Open Question: Assuming the founding fathers did base the constitution on their Christian faith:?

Where do we draw the line between acceptable social controls, and violation of personal freedoms? Forget abortion. Forget prayer in classrooms. I’m interested in bigger game.

Christ clearly said divorce is wrong: Matthew 5:30-32 Do we outlaw divorce?
Some Christians still follow kosher law. Do we outlaw pork, and shellfish? How about rabbit? Gator?

What about loans? Adultery? How far should we let the Christian faith into our government?

It’s not really just Christianity either. Judaism, and Islam also impose similar restrictions. I’m not being facetious at all. I don’t want cheers from the left. I want answers from folks who consider themselves conservatives. Defend why your religion should shape my life in this most free of lands.
Apparently folks on here either are bad at following instruction, or do not read any more than just the header. I am less than interested in whether you think they were or were not Christians. Or if you think the constitution is based on those principles. Please read before you respond.

Open Question: Is Clinton Lewis loan firm from nigeria scam for fraud?

I am looking for a personal loan. I contacted Mr. Clinton and he said my loan is approved and I should pay an amount of US dollars two hundred fifteen towards the loan processing fee. Is his firm is true or it is a scam or fraud like many others on the internet.

Open Question: How can i get a private money lender who can lend me a personal unsecured loan without asking for upfront fee?

Open Question: What is the best personal loan for someone with a poor credit rating?

I’m looking for a personal loan of £5000 but due to a 3-month arrangement on a loan with Lloyds TSB a year or so ago (the loan has now been paid off in full) apparently have a low credit rating (although I’m not sure how low, since I have recently secured finance for a new car). I don’t want to look into a secured loan.

So, I wonder whether anyone has experience of lenders who are more lenient with someone who has a poor credit history. I’m looking at Alliance & Leicester, but obviously don’t want to try getting the loan if I’m obviously going to be rejected, thus affecting my credit rating further.

Open Question: Education needed for starting a personal loan business?

What type of degree or courses do I need to take,to start my own personal loan business? How would I start my business? Would I have to file with the FTC (federal trade commission)? What would the tax implications be?

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