Open Question: HOW INDIAN PEOPLE CAN GET LOAN FROM INDIA? THOSE WHO ARE WORKING IN MIDDLE EAST?

i am working in kuwait, I am a indian my family is in India only n i want personal loan. In kuwait not possible they want my 5yrs of service from kuwait which i don’t have. Pls. Help me any1 knows any (banks or any private loans) how do i get loan. Thank Q

Open Question: Will I have a problem financing a car?

I am 23 years old and I have about 3 years of credit history including a credit card, mortgage, a few personal loans, etc. Never been late on anything and my credit score is 760. If I trade in my truck for 2,000 and put down another 2,000, will I be able to get a new $20,000 car?

Open Question: Unemployed with great credit & husband with bad credit who makes great money-can I get a loan?

My husband and I got married in a courthouse two years ago before he left for the Army. We were already planning on having a huge ceremony and reception when he returned home, but our plans changed when I found out I was pregnant. It was a long and hard pregnancy. I was high risk and the fact that I was going through it without him only made things more difficult. Sadly, at almost 36 weeks, our daughter died and I had to give birth to her. Luckily, my husband was able to make it home for her birth and we were able to be together to hold her and say our goodbyes.

It has been over a year and a half now and I am currently expecting baby number 3 (sadly, I miscarried our second pregnancy also). Because of the high risk nature of this pregnancy, I am staying at home until after the delivery and will probably stay at home for a little while after the birth (God willing everything goes well and our baby is delivered healthy).

I know it’s quite a long story and I’m sorry to bore you with all of the details, but my husband brought up having a wedding in 2013. He said it would symbolize a new beginning for us and our family and would bring to life my dream I’ve had of a beautiful wedding since I was a little girl.

The thing is, my husband has terrible credit. He makes good money now–more than enough to provide for us–but I know he would never get approved for a personal loan to help pay for some of the wedding costs. I have great credit, but am worried I will not be approved because I don’t have any income.

Do you think it is possible? We were approved earlier this year (even with him on the loan) to lease a new car so my husband thinks it may be, but I’m not so sure.

Any opinions or help would be much appreciated. Thank you in advance.

Open Question: Want other options are there to get my car back on the road?

I’ve been trying for a little over two months to get my car back on the road. I was tricked up by a dealer that I got my car from and the car doesn’t qualify for Buyback Protection, Lemon Law, and the Warranty I had, has expired. I’ve constantly ran into the complications of starters going bad, ignition switches shortening out, and coolant system failure. This car is also financed through a credit union. I’ve tried applying for personal loans to get it repaired, payday loans, title loans from my other car, and even thinking of trading it in but I can’t get another approval for an auto loan. What other options do I have to get this car back on the road? It’s a 1996 Acura 3.5RL by the way.

Open Question: If a guarantor of secured loan becomes bankrupt will the bank foreclose on the loan if payments are up to date?

I am a guarantor for a secured loan taken 6 years ago by a company whichI was a director and 100% shareholder of. I transfererd 100% of my shares to my partner in 2008 and I remain a director but the company is owned by my partner. Her / the bank agreed to this at the time and there was no discussion over the personal gurantee. If I am made bankrupt through my other business activities will her bank become aware of this. If they do find out and hence I cannot be called upon by her bank if she defaults on any payments are they likely to take steps to demand repayment even if she does not default on any of the payments.

Resolved Question: What happens if you don’t pay your reserve line of credit at the bank?

I incurred $10k in my reserve line of credit & the bank deducts $400/mo for it, most of which goes to interest. My credit isn’t good enough to get the interest rate reduced with a personal loan & I have little funds on any of my credit cards to do a cash advance. What happens if I withdraw all of my funds from my bank account? Will I be arrested? Will it be like I defaulted on a credit card? Explain plz. Thx!

Resolved Question: I need a personal loan with my Fair credit. where is the best legit place I can get a loan for $3000-$20,000?

Open Question: I need fast help to get out of this emergency situation!?

Say, you were doing well but a company laid you off/Downsized you from work. Soo, you get no flowing income for awhile.Now let’s say our Phone and rent are due soon, so what do you do? Take out one of those cash advance Payday loans. Then after awhile, you still don’t have a job due to the fact that you kept listening to a union rep saying you will get another job and it doesn’t happen. So now you have a Payday Loan bill, Your Phone, and Your rent do on the 29th of december.

Now lte’s say days before that, weeks even, you have been trying to apply for personal loans (online and off) and tryiong also to get other payday loans, but do not get approved due to continous applications. When you find some online personal loan sites, you can’t get improved for those (which would work wonders if you did) because your credit is to low.

So you actually have a chance to get a job interview but your phone is turned off all of a sudden (cell phone). So then, you try looking for loans for bad credit. After hours of searching you eventually find said site that can help you BUT your credit is lower than bad that lower credit sites.places wont give you a loan. Everything else you find is either a scam or will cause something like bankruptcy or related.

So now currently, you are running out of time running out of options, everyone is LITERALLY to greedy or self absorbed to give you a cent, you sold what was valuable and what you don;t need and what you have to sell online would take to long to get money for and everything must be paid off my the 29th of december in the afternoon and you probably have only 1 or 2 days after that before your life becomes ruined beyond repair.

At this point, now the Phone is threatened to be permanately turned off in a couple days, you hve a job that may call that may not reach you at any minutes, a Paydaloan bill that you couldn’t pay and rent due.

I need 800 for things to be 0 and at least $450 to delay defaulting on everything on the same time. What solution is there online to get out of this immediately? I don;t know what do do, noone in the family lives near me in the same state, I have nothing to sell, I have no idea what to do and I am completely stuck. When I tried to ask for help people just mke fun of me or laugh and make stupid jokes and sometimes I am tempted to do some wrong things at the same time.

I hope there are legal answers, i stayed clean the my whole life and am way too young to me having this problem, I have no idea hw this happened, and any emergency solution would be a godsend.
UPDATE: To address some answers so others won;t be confused, I have assistance from the Gov. on the way, but still to long. I need this situation disolved or it almost won;t matter.

Sites like Prosper have a 600+ credit limit, and while I was panicking I kept applying for loans and of course brought my credit down, and I have not found an alternative solution since.

Othere areas won;t help me because the amount I need it too small. 800 to pay off everything and 450-500 to delay it. Both are not in the usual 1,200 dollar range, so i am stuck.
UPDATE 2: A lot og GOV programs won;t take me in my age range, and I do not have enough money to declare bankruptcy, and things and companies that assist won;t do it because the amount is not considred ENOUGH for serious help. But with already low credit, 3 bills defaulting on me (technically 4) will cause a severe crash in my life. It’s already one day past and one or 2 more and It may be all over.

Open Question: loan through a credit union?

I have excellent credit and I was wondering would it be possible to get a auto loan for more then I’m paying for the car like the car Is for sale for 7000 but kbb at 10000$ and I wanted to take a 10000$ loan out for 4 or 5 yrs… is there a way to do this ? or would I have to get a personal loan or signature loan to do this ?

And….Is it possible to say I purchased the car for 10000$ and have the private party owner just pay me the difference?

Open Question: Can I live on my own normally?

I currently live with room mates but now at 24, this has to end. I need to be on my own. Only problem is that it is so much mroe expensive obviously. Does it sound like I can do it comfortably?

Income: take home 2300. What I see (200 goes to 401k without me seeing it)

Rent: 700 includes all but electric
Electric: 40 to 90 depending on season
Internet: 24
Gas/car: 90
Car Ins: 80
Charity: 30
Cell phone: 55
Student loan: 60 but prefer to pay 150
Food/personal hygieve, household supplies: 200
Entertainment: 100
Misc (occasional clothing, copay, oil change, gift, etc) 150
Liquid savings: 200 (200 is already taken for 401k from take home pay)

I have no cable but I am debating whether to get it that would be 50 for a year then 90 thereafter….

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