Open Question: Witholding transcripts?

Hi all –
I wanted to see if anyone out there has possibly had a similar situation and what things (if anything) they were able to do. I have attended a private college for several years and received my Masters degree. I continued my education beyond my masters to get an endorsement. Needless to say, I acquired quite the student loan bill after attending a private college for so many years. (if there would hav been a public college close by I would have definitely done there). I registered for 2 classes (in August) and after registering for them I was told I had met my limit for student loans. I was given the option to pay for the classes over a period of 4 months or take out a personal loan. I let the financial aid dept. know I wouldn’t be taking the classes because I wouldn’t be able to afford their program and I did not want to take out a personal loan. I received a bill in September but I didn’t call because I just figured they were behind on paperwork, as this was the case with several other things with this university (just being understaffed and overworked probably). I received another bill in October. I called and I emailed the bursar’s office at this point. Again, I didn’t get any response back but got another bil in November. I called a different department then. It was at this time I was told that because I never came in and filled out a drop/add form that I was still financially responsible for those 2 classes. They did see where I emailed in October and they said I could receive ‘I’s’ instead of failing the classes but I still had to pay for them. The fact that I didn’t attend ANY of the classes didn’t matter because they can drop you for non-attendance but I guess you are still financially responsible. They told me that I had attended the college long enough to know the drop/add procedures; which yes, but that was when I was actually dropping and adding a class. I figured when you told a college you couldn’t pay for the classes and there was no payment plan prior to the first day of classes, that the classes would be automatically dropped. Now I have a 4,000 bill with this college and they are withholding my transcripts. I have spoken to the head of the university and he would not budge. Do I have anything I can do about this or do I just have to pay them 50 a month and wait to get my transcripts seven years from now. —– By the way, thanks to those who actually read this super long winded story:-)